Housemate Profiling

Housemate 2

NUS Electrical Eng graduate, Malaysian, 24.
He comes from the same state that I do, so there are whole lotsa things we have in common. It's just sad that he doesn't know how to deal with the opposite sex as good as i do. Haha. Just kidding. He's friendly and not a tinge of snobbishness will seem to gleam from his face. It was probably due to the fact that he was in a boys' school from primary school until pre-university level then only causing him struggling to mix well with girls. Willing to spend the money if he thinks it's really worth spending. When it comes to finance, apparently he doesn't seem to be handling it well because he uses half of his salary to service his tuition fee loan which can be actually paid at a minimal monthly instalment amount of $100. That's like penny wise, pound foolish. In fact, despite knowing this proverb, he doesn't really practise it even though he preaches it. I feel that those money could have been saved so that an early investment could take place. I know there are bound to be people who try not to minimise the compounding interest being incurred. However, it's also important that we should save some money for rainy days at least. Treats his family very well, especially when I told him that the things we do must be value-adding. If one continues to slog through work in his life, that's really not the way. There are many relationships in our life we have to take care of. Parents, siblings, BGR, friends, colleagues,business partners etc. Along the line, we gotto take some relationship with friends seriously, since it's rather taxing to treat every friend you know well. The circle of friends are the widest, it has the largest subset of the entire circle of relationship considering that one is not significantly anti-social. I told him that, our parents are really ageing. And we are still very young. Why would we want to avoid paying more interest rate rather than paying less the monthly loan installment and send home more money with that?We all know that our parents are not well-off,not to say poor and my parents had retired some years ago. It's for sure that they can still survive with their hard-earned money already. The tuition fee loan that we owed the bank, it can be slowly repaid after all, the highest priority should be reset to the well-being of our parents.